Financial Aid

Before you take a loan out from someone else, consider borrowing money from yourself. Many company 401k plans allow employees to borrow up to 50% of their current 401k balance. Keep in mind, however, that there may be a fee associated with withdrawing from your 401k early.

Adoption Grants, Loans and Fundraising Resources

  • Peer to Peer Fundraising Peer to Peer fundraising gives potential adoptive parents the opportunity to include their friends and family in a fundraising effort for adoption fees to begin their adoption journey.
  • Adopt Together AdoptTogether is a non-profit funding platform helping families raise money to pay for adoption costs.
  • Both Hands Organization that helps with raising funds for a specific family’s adoption.
  • Pure Charity Develop a project to help you raise money toward your goal of adoption.
  • You Caring Simple way of raising funds by setting up a profile for your cause.
  • ABBA Fund Adoption Assistance for Christian families in the form of interest-free loans.
  • Adoption Subsidies Information on adoption subsidies courtesy of NACAC.
  • Affording Adoption Foundation Families may apply for grants to help finance their adoptions.
  • Boatner Family Foundation(no link) This foundation provides grants from $1,000 up to $10,000. They require an agency approval, a financial statement, and a formal application. P.O. Box 132272, The Woodlands, TX 77393
  • Gift of Adoption Fund Provides grants to qualified adoptive families.
  • God’s Grace Adoption Ministry Provides financial assistance to Christian families seeking to adopt in the form of grants and interest-free loans.
  • Hebrew Free Loan Association Provides interest-free loans to Jewish families living in Northern California.
  • Help available to adopt special needs kids A Chicago Tribune article on grants available to families adopting special needs children.
  • Heart of the Bride Fundraising Resources for Adoptive Families
  • Helping Kids Cope Helps families defray the cost of adoption through their Parens-to-Be program.
  • Help US Adopt Help US Adopt offers adoptive families grants of up to $15,000 towards their domestic, international, foster, or special needsadoption expenses.
  • Ibsen Adoption Network (Washington Only) Provides adoption grants to families in Washington adopting special-needs children (children who are older, part of a sibling group, children of color, children waiting longer to be adopted, and children with physical, developmental, or emotional needs).
  • LifeSong for Orphans Offers adoptiongrants, loans, and funding solutions.
  • National Adoption Foundation Awards grants four times a year, and also has a loan program.
  • Parenthood for Me Provides adoption or medical grants to families who do not have children.
  • Resources 4 Adoption Resources 4 Adoption offers information on over 40 grant programs, adopting coaching, social networks, loans, fundraisers, employer benefits, military benefits, and more.!
  • The Value of Adoption Subsidies: Helping Children Find Permanent Families NACAC guide for adoption professionals on the value of adoption subsidies and the benefits they provide to children and families.
  • Adopt Without Debt: Creative Ways to Cover the Cost of Adoption The author Julie Gumm shares how to apply for grants, fundraise, and find extra money in your budget to finance your adoption.
  • The Adoption Planner Adoptive Families provides downloadable worksheets for selecting an adoption route, budgeting and planning.
  • Adoption Costs and How to Meet Them In this free webinar from Adoptive Families, learn about the common costs of adoption, and how to finance your adoption through grants, loans, fundraising, the adoption tax credit, financial gifts, and more.
  • Resources 4 Adoption Provides adoption financing education, information, and resources.
  • Associates Home Loan Adoption Grant The $1,000 Associates Home Loan Adoption Grant was created in 2020 to assist those who are wanting to adopt but may need financial assistance in the process.