Financial Aid

Before you take a loan out from someone else, consider borrowing money from yourself. Many company 401k plans allow employees to borrow up to 50% of their current 401k balance. Keep in mind, however, that there may be a fee associated with withdrawing from your 401k early.

Adoption Grants, Loans and Fundraising Resources

  • Peer to Peer Fundraising
    Peer to Peer fundraising gives potential adoptive parents the opportunity to include their friends and family in a fundraising effort for adoption fees to begin their adoption journey.
  • Adopt Together
    AdoptTogether is a non-profit funding platform helping families raise money to pay for adoption costs.
  • Both Hands
    Organization that helps with raising funds for a specific family’s adoption.
  • Pure Charity
    Develop a project to help you raise money toward your goal of adoption.
  • You Caring
    Simple way of raising funds by setting up a profile for your cause.
  • ABBA Fund
    Adoption Assistance for Christian families in the form of interest-free loans.
  • Adoption Subsidies
    Information on adoption subsidies courtesy of NACAC.
  • Affording Adoption Foundation
    Families may apply for grants to help finance their adoptions.
  • Boatner Family Foundation(no link)
    This foundation provides grants from $1,000 up to $10,000. They require an agency approval, a financial statement, and a formal application. P.O. Box 132272, The Woodlands, TX 77393
  • Gift of Adoption Fund
    Provides grants to qualified adoptive families.
  • God’s Grace Adoption Ministry
    Provides financial assistance to Christian families seeking to adopt in the form of grants and interest-free loans.
  • Hebrew Free Loan Association
    Provides interest-free loans to Jewish families living in Northern California.
  • Help available to adopt special needs kids
    A Chicago Tribune article on grants available to families adopting special needs children.
  • Heart of the Bride
    Fundraising Resources for Adoptive Families
  • Helping Kids Cope
    Helps families defray the cost of adoption through their Parens-to-Be program.
  • Help US Adopt
    Help US Adopt offers adoptive families grants of up to $15,000 towards their domestic, international, foster, or special needsadoption expenses.
  • Ibsen Adoption Network (Washington Only)
    Provides adoption grants to families in Washington adopting special-needs children (children who are older, part of a sibling group, children of color, children waiting longer to be adopted, and children with physical, developmental, or emotional needs).
  • LifeSong for Orphans
    Offers adoptiongrants, loans, and funding solutions.
  • National Adoption Foundation
    Awards grants four times a year, and also has a loan program.
  • Parenthood for Me
    Provides adoption or medical grants to families who do not have children.
  • Resources 4 Adoption
    Resources 4 Adoption offers information on over 40 grant programs, adopting coaching, social networks, loans, fundraisers, employer benefits, military benefits, and more.!
  • The Value of Adoption Subsidies: Helping Children Find Permanent Families
    NACAC guide for adoption professionals on the value of adoption subsidies and the benefits they provide to children and families.
  • Adopt Without Debt: Creative Ways to Cover the Cost of Adoption
    The author Julie Gumm shares how to apply for grants, fundraise, and find extra money in your budget to finance your adoption.
  • The Adoption Planner
    Adoptive Families provides downloadable worksheets for selecting an adoption route, budgeting and planning.
  • Adoption Costs and How to Meet Them
    In this free webinar from Adoptive Families, learn about the common costs of adoption, and how to finance your adoption through grants, loans, fundraising, the adoption tax credit, financial gifts, and more.
  • Resources 4 Adoption
    Provides adoption financing education, information, and resources.